Insights & Strategies

Brad discusses the financial impact of IRMAA (Income-Related Monthly Adjustment Amounts) on retirees, highlighting how unexpected life events—such as the death of a spouse, the sale of a business, or the need for long-term care—can drastically increase Medicare premiums and reduce Social Security benefits.

David McKnight and Brad Pistole challenge Dave Ramsey’s oversimplified investment advice, particularly his disregard for sequence of returns risk.

Brad Pistole and David McKnight discuss the impact of financial gurus on retirement planning, debunking misconceptions about annuities and cash value life insurance.

Brad Pistole welcomes attorney Will Worsham to discuss estate planning and legal strategies for financial security.

Brad Pistole and Tom Hegna discuss wealth-building principles, patience in financial growth, and retirement income strategies.

In this video, we the 2025 IRMAA bracket updates and their potential financial impact on Medicare beneficiaries.

We Discuss a crucial yet often overlooked issue in retirement planning—how required minimum distributions (RMDs) from tax-deferred accounts can unexpectedly push retirees into higher tax brackets and IRMAA surcharges.

We Discuss the impact of IRMAA (Income-Related Monthly Adjustment Amounts) on Medicare premiums.

Brad Pistole and IRA expert Andy Ives discuss a critical yet often overlooked aspect of retirement planning—how required minimum distributions (RMDs) from tax-deferred accounts can significantly reduce retirement income.