Podcasts

Most retirees focus exclusively on their investment accounts—the 401(k)s, IRAs, and brokerage accounts they've accumulated over decades. But as Brad explains, these "piles of money" can be lost, stolen, depleted in market downturns, or divided in divorce.

Unraveling the complexities of Required Minimum Distributions (RMDs) and Qualified Charitable Distributions (QCDs) reveals a powerful tax-saving opportunity that many retirees completely miss. Starting with a client's confusion about Medicare eligibility versus RMD requirements, this episode dives deep into the strategic use of charitable giving from IRAs to minimize taxation while supporting causes you care about.

What if your entire retirement plan could collapse as easily as a line of dominoes? In this eye-opening episode, I share a painful personal story from Silver Dollar City that perfectly illustrates how one unexpected event can trigger a devastating financial chain reaction.

What does it mean when the creator of the 401(k) recommends putting half your retirement savings into annuities? Something revolutionary is happening in retirement planning, and it's backed by unanimous economic consensus.

Your retirement plan might be more fragile than you realize. Just as one falling domino can topple an entire sequence, a single unexpected event could devastate your financial security - regardless of how substantial your savings appear.

Imagine having access to a growing reserve of tax-free retirement funds that most financial advisors never mention. For homeowners age 60 and older, this hidden "fourth bucket" of retirement money exists in your home equity - and it could be worth hundreds of thousands or even millions of dollars over your lifetime.

The retirement landscape is changing dramatically as we navigate the "Peak 65" era—where over 11,200 Americans are turning 65 daily in 2025, the highest rate in history. How prepared are we for this unprecedented demographic shift?

Ever wonder what happens when economic theory meets real-world political change? I've witnessed it firsthand.

The financial world is undergoing a seismic shift as women stand poised to inherit an estimated $30-70 trillion in the coming decade.