What Dave Ramsey WON'T Tell His Followers About

David McKnight and Brad Pistole challenge Dave Ramsey’s oversimplified investment advice, particularly his disregard for sequence of returns risk. They explain how market volatility, fees, taxes, and poor timing can drastically impact retirees withdrawing funds, potentially depleting their savings within a decade if they face early market downturns. Using historical data, they illustrate how an 8% withdrawal rate isn’t as safe as Ramsey claims.