The "Swan Effect": How Guaranteed Income Through Annuities Transforms Your Retirement

Worried about running out of money in retirement? You're not alone, and that fear is exactly why turning your savings into guaranteed lifetime income matters more than most people realize. Brad shares insights from two people he respects deeply in this industry: Dr. Wade Pfau and Dr. Kevin Lynch, on why annuities solve a problem that no investment portfolio can solve on its own. Longevity risk is unique because you cannot diversify against living too long, only insurance can do that. Brad also breaks down the income flooring approach, what it actually does for the rest of your portfolio once your essential expenses are guaranteed, and why he personally structured 21 annuities for clients in just the first 10 business days of this month.