Should You Add Annuities to Your Retirement Plan?

Brad breaks down the basics of annuities and explains why they can be a powerful component of a retirement strategy, especially for those worried about outliving their savings. He clearly distinguishes between different types of annuities—immediate, deferred, fixed, variable, and indexed—and emphasizes the benefits of guaranteed lifetime income and protection from market volatility. Brad also debunks common myths, such as high fees or lack of flexibility, and warns viewers about the dangers of buying annuities from non-fiduciaries who may be motivated by commissions. Overall, the video provides a balanced, easy-to-understand overview of how annuities work and how to use them wisely.