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Jason Fichtner, a leading expert in retirement income and former Deputy Commissioner of Social Security, delivers a powerful and highly informative discussion about retirement planning, Social Security claiming strategies, the challenges facing today's retirees, and the importance of protected lifetime income. Through an engaging conversation with host Brad, Jason clearly explains common misconceptions about Social Security — especially around the flawed concept of "full retirement age" — and stresses why delaying benefits can dramatically boost lifelong income. He also introduces the concept of "Peak 65," emphasizing the critical need for a new retirement security framework as millions of Americans reach retirement without pensions. Jason strongly advocates for education around annuities, reframing them as essential tools for creating guaranteed income, similar to how Social Security itself functions.

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