How to Maximize Your Spousal and Survivor Benefits

Brad provides a clear and practical explanation of Social Security spousal benefits, highlighting how married, divorced, or widowed individuals may qualify—even without a work history. He breaks down who is eligible, how much you can receive (up to 50% as a spouse or up to 100% as a survivor), and shares smart strategies to maximize lifetime income. Brad also emphasizes a costly mistake many make—claiming their own benefit too early and missing out on higher spousal benefits. The video is well-structured, easy to follow, and packed with valuable tips for making informed retirement decisions.