The 80% Rule: Why Smart Retirees Build Income First and Invest Second

Most retirement plans start with your assets and work backwards. But what if the smarter move is to start with the income you actually need and build from there?That's the core of the 80% promised income framework, and in this video, Brad walks through exactly how it works, why it dramatically reduces sequence of returns risk, and what it looks like with a real hypothetical couple trying to generate $80,000 a year in retirement.