Answering the Top 5 Retirement Questions I Get Asked!

We tackle the top five retirement planning questions that can make or break your financial future, focusing on keeping your hard-earned money safe and providing guaranteed lifetime income.

• Early retirement considerations beyond savings, including health insurance costs until Medicare eligibility
• Critical health insurance planning for those retiring before 65
• Tax implications and potential penalties on early withdrawals from retirement accounts
• Social Security filing strategies based on marital status, age differences, and lifetime income maximization
• Why the higher earner should often delay claiming Social Security to protect the surviving spouse
• Understanding IRMAA (Income-Related Monthly Adjustment Amounts) and its impact on Medicare premiums
• Roth conversion factors including the five-year rule, tax considerations, and funding the conversion tax
• The $400 billion shift toward annuities and guaranteed income sources in 2024
• How annuities provide risk protection and guaranteed lifetime income
• Why life insurance proceeds are 100% tax-free versus heavily taxed inherited retirement accounts
• The importance of working with Retirement Income Certified Professionals

Call us at 866-780-SAFE (866-780-7233) for a free financial consultation with a Retirement Income Certified Professional who can help create your customized retirement income plan.

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